buckley, i know your organization crunches a lot of the numbers. striking, but there are an awful lot of colleges, post secondary institutions in the united states, thousands, and the vast majority of those institutions have no endowment. they rely upon tuition and fees to keep the lights on and the doors open. so when people think that because of the media or the mental image of college, we think of these ivy-covered private institutions, but that is a very small percentage of what we're talking about. even within those institutions institutions, once you go down , the endowments start to get so small that they could not cover anything close to operating costs. i think what was in the news right before the bubble burst and the economy a few years back, some of the very most elite am a most wealthy, biggest endowment private and stood tuition for like harvard, stanford, they were talking about making it essentially no tuition for middle-class and below students. they had to roll back some rogue rams were they were going to use their endowment to su